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April Wellbeing Challenge

If you are expecting a refund this year, have you thought about what to do with your money? Maybe you already know what you want to spend it on, but does your plan support your financial independence journey? Did you commit to improving Your Financial Wellness In 2013? Although tempting, you should treat your refund check the same way you would treat any income, such as your benefits check or paycheck.

Remember, the government isn’t sending you free money, but your money has been held to cover taxes. If you receive a large refund, you may have too much money withheld. To decide if this is your situation, think about your monthly expenses. If you’re incurring debt, you may have room to have fewer taxes withheld. First, review your W-4 form and adjust your federal income tax withholding allowances. By reducing the taxes withheld from your paycheck, you can increase the amount of your take-home pay, giving you more cash to pay monthly bills throughout the year. Next year, your tax refund will be lower because you had less tax withheld from your paycheck.

Pay off high-interest rate credit cards. One of the best ways to use your tax refund is to pay down credit card debt. By paying down your credit card debt, you can lower your monthly credit card payments, saving you money on the interest you would have paid. If you have several credit cards, pay off the one with the highest interest rate first, then work on paying down the other ones.

Create a savings fund. Use your refund to create your emergency savings. Or, if you have sufficient emergency savings, you can start to save for a down payment for a home or a car. To find other money to add to your savings or reduce your monthly expenses, read our Start Saving With Your New Bank Account post.

Make extra principal payments on your mortgage. Making an extra payment on your mortgage may help reduce your monthly payments. Did you know that making just one additional payment on your mortgage each year can help you save a lot of money from interest?

We know that getting a tax refund feels good, and it can be tempting to splurge on something. Before you let your tax refund slip through your fingers, think about how you can best put your refund to use and continue to achieve financial independence.

Source: SSA:

Phone: 888-881-5462 Website: Username: ccsjuneau
If you would like more information on our EAP works, please reach out to
Anneka at 463-6152.

Welcome to the Team
Each month we will introduce you to new team members that joined us during the prior month.  

Wylie Betz, Haines Senior Center
Joey Chang, Kake Senior Center
LaRae Starr, Saxman-Ketchikan Senior Center
Diane Macasaet, SESS Juneau Team
Cheers to Another Year
Each month we will celebrate CCS employees celebrating work anniversaries in the upcoming month.

No anniversaries this month.
Happy Birthday to You!
Each month we will celebrate CCS employees celebrating birthdays in the upcoming month.
Aimee Bibb SESS Juneau Team Friday, April 1, 2022
Tim Salter Skagway Senior Center Friday, April 1, 2022
April Huber SESS Juneau Team Saturday, April 9, 2022
Erin Youngstrom Executive Office Monday, April 11, 2022
Gary Lawton Craig Senior Center Tuesday, April 19, 2022
Donald Clarke Saxman-Ketchikan Senior Center Saturday, April 30, 2022

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Buy Raffle Tickets Here
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Innovation in action! 👏🏼 Jennifer Carson, Director of Hospice and Home Care of Juneau spoke today at JEDC] Innovation Summit during the Talent Development and Key Challenges Panel Discussion.
Health care workforce development continues to be a challenge for our agency and we work with local organizations like, JEDC] to solve the issue. Difficult issues require innovation and we are up for the challenge!
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