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Arnprior Business to Business

"Every business has a story worth telling"
June 4, 2019

The B2B, our newsletter, for which, you, our valued member can communicate what’s new and what you want to get out to the wider business community. It could be an open house you are hosting, extended hours, charity function, new services/ products, etc.

Please share information for the newsletter no later than the 26th of each month by emailing info@gacc.ca. Documents sent must be in word or jpeg format. The newsletter will be sent out on the first Tuesday of each month.

Spotlight: Six simple ways to protect and improve your credit score


So, how important is your credit score anyway?

180528 NCU Spotlight

Well, when you consider your score can impact not only your financial health, but also your quality of life, it’s pretty darned important.

Seem like an overstatement?

Consider what your credit score impacts – access to credit cards, loans, a mortgage, renting an apartment, car financing, opening a small business, better interest rates, lower security deposits, and more. They all hinge on the size of this three-digit number.

With so much importance placed on credit scores, it’s a wonder why the majority of Canadians have never checked theirs (If this is you, don’t worry. You can find out how you score with Equifax Canada or TransUnion).

Your credit score simplified.

Your credit score is represented by a number between 300 and 900, factoring in your payment history, level of outstanding debt, credit history, and how often you apply for credit. The higher the number a borrower has the better.

The average Canadian scores around 600, with numbers in the 700s, which isn’t too shabby. But,if your number dips toward the lower end, or if you just want to improve your credit rating, it’s all within your control.

Here are six ways to protect and improve your credit score.

  • Pay your bills on time. Any late payment on your credit card can hurt your credit score. One of the best ways to ensure you don’t miss deadlines is to set up an automatic payment each month covering at least your minimum amount owing. The best practice is still to pay your bills on time and in full

  • Spread out spending. Yes, you have access to credit. But using up a high percentage of what’s available to you can affect your credit score. If there’s a chance you might creep up on your credit card limit, consider spreading your spending over more than one card.

  • Try to pay debts quickly. Enough said.

  • Ease up on credit applications. Making too many credit applications within a short period of time can negatively impact your credit score. 

  • Keep unused credit cards. Not using all that plastic you’ve got tucked away in your wallet? Don’t get rid of dormant credit cards just yet. Keeping unused credit cards at a $0 balance and calling on them for small purchase here and there will reflect positively on your credit score. So don’t close them out unless it’s necessary.

  • Know your credit score. If you don’t know where you stand when it comes to credit, how are you going to improve it? Access your credit score, take advantage of the many useful resources available online, and implement the best strategy to protect your credit score.

Your credit score can affect your life in many ways, so it’s best to be proactive to help ensure your score makes a positive impact. Contact your local credit union for more information on how to improve your credit score.

Submitted by Julie Brown, Branch Manager, Northern Credit Union

Up Coming Chamber Events
To register your team or as an individual, email Julie at info@gacc.ca

 Chamber Update
The GACC would like to thank Oldies 107.7 for hosting our May social.  Special thanks to Jon Pole, President of My Broadcasting Corporation on his "Just how do you become one of Canada's Fastest Growing Companies" presentation to our members.  Check out some photos below.  Interested in hosting a social?  Contact Julie at info@gacc.ca.
The Greater Arnprior Chamber of Commerce held its 1st Annual Business Case Competition on May 30th at Walter Zadow P.S.  Six students from A.D.H.S presented their ideas to a 3 judge panel.  While some products presented were strictly in the theoretical stage, a few students had already built a prototype and the winner of the competition is already in business selling his product.  Special thanks to Jim Anas and Peter Burnette for all their help with this project. Check out our winners below!
The winners of the 1st Annual GACC Business Case Competition are seen here with the 3-panel judge.  From left to right: Chris Hooper, GACC Director, Julie Brown, GACC Director, 1st Place - Liam Ready, 2nd Place - Tassia Anas, 3rd Place -  Evan Paul, and Mayor Walter Stack.

Member News & Coming Events
This month the Chamber welcomed 1 new member. 

Find out more below!

At BWXT Nuclear Energy Canada Inc. (BWXT NEC), we make products that support thousands of jobs across the country. We're honoured to be part of the communities in Arnprior, Toronto and Peterborough, and to build our role in helping these community grow. We’re proud of our long safety record – because nothing is more important to us than the safety of our employees and neighbours.
 
465 McCartney Street
Arnprior, ON K7S 3X5

Email: questions@bwxt.com

Website: http://nec.bwxt.com

Phone: 1-855-696-9588
Our newest chamber initiative aims to shine a bright light on a featured business and highlight them in our monthly newsletter. I would love to stop by your business to meet you and your staff, hear about what you do, help strengthen your relationship with the Chamber and let others know more about you. This months featured business is Nelson Water (see below)...... next month could be you! Just email or call me if you’re interested.
 
Last week I had the pleasure of visiting the home office and showroom of Nelson Water. Zeina was kind enough to sit down and chat with me for a few minutes and take me on a tour of their facilities. I had a chance to meet Mark and the rest of the team. I was truly impressed by the family atmosphere at Nelson Water...... they truly enjoy what they do and have fun doing it!

I learned of their extensive community involvement, the services they provide (which some of which will surprise you!) and some of the challenges they face.

I strongly encourage you to check out the video they shared with me. It even features some of our members!  Also, when you have a minutes, check out their website and see all they have to offer!   https://nelsonwater.com

Thanks again, Mark and Zeina and the whole team at Nelson Water for allowing me to stop by on a busy Monday afternoon!

If you would like to be part of our Member Spotlight, please email me at info@gacc.ca.

Julie
Nelson Water Video

P38 Energy for hosting a Fundraiser on May 10th and 11th. The offered customers a $10 fill up on a 20lb BBQ cylinder and donated the entire $10 to the hospital and the Grove to purchase medical equipment.  Thanks for supporting our community!

On June 5th, 100% of proceeds from all coffee purchases at Tim Hortons® restaurants in Canada and the United States will support Tim Hortons® Foundation Camps, helping disadvantaged kids achieve their potential.

Last year, Dentistry @ Arnprior were able to help 67 people and provide over $26,000 worth of dentistry for free!

Please note:
  • First come first serve basis.
  • Doors open at 8 am.
  • You must be 18+.

For more details, check out their Facebook Page

https://www.facebook.com/events/441683866590869
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Our mailing address is:
PO Box 351
Arnprior, ON K7S 3H6

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Greater Arnprior Chamber of Commerce · PO Box 351 · Arnprior, On K7S 3H6 · Canada

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