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Happy New Year!

2020 was a year we will long remember and, perhaps, wish to forget! With the challenges our local businesses encountered over the past nine months, it is encouraging to see how so many have stepped up to help others and the creative efforts made to adjust to new ways of doing business. 

On behalf of the Morgan Park Beverly Hills Business Association/95th Street Business Association, thank you for your continued investment in the community. We are here for you and wish you and yours good health and prosperity

The Bucks Stay Here!

We are pleased to report that The Bucks Stay Here community e-gift card program has been a huge success! To date, 762 e-gift cards have been purchased with total sales exceeding $36,000—money that will stay exclusively in the 19th Ward!

There is no cost for businesses to participate. Join the 56 local businesses that are currently participating as we continue and expand the program in 2021!
Thank you to 19th Ward Ald. Matt O’Shea, County Fair Foods, and Semmer Landscape for their generous support of the program. Their sponsorship allowed buyers to purchase e-gift cards with no additional fees.

Like to invest in the community and build upon your relationships with your clients? The Bucks Stay Here! e-gift card program can be used for employee gifting and incentives, and is a great way for business owners and service professionals to show appreciation to their customers and clients.
Learn more

PPP & Tax Help for Small Business Owners 

Please take advantage of two upcoming webinars from Jeff Badu of Badu Tax Services and Chicago MDBA CARES Act Team. 
Am I Ready to Apply for the PPP Loan – Round 2?
Thursday, January 7, at 10:00 am

Round 2 of Paycheck Protection Program Funds will be released soon. Join this informational webinar to get a better understanding on what paperwork you will need in order to apply for funding.
Register now
Tax Time - What You Need to Know Before Filing
Thursday, January 14, at 10:00 am

Join Chicago CARES Team and Tax Expert Jeff Badu for a webinar on tax tips that every business owner should know before filing taxes.
Register now

Five Ways the New Stimulus Bill May Help Your Small Business

The second stimulus bill, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, has been passed by Congress and signed into law. Below are a few highlights of the act, taken from an article in Forbes.
  1. You may be eligible for a second PPP loan
    As you recall from the CARES Act earlier this year, Paycheck Protection Program (PPP) loans were available to small businesses that had been negatively impacted by the coronavirus pandemic. Those funds have been replenished, and even if you took out a loan the first time, you may qualify for another PPP loan.
  2. You may pay fewer taxes
    Before this bill, the expenses you paid for with PPP funds were not eligible to be deducted from your taxes. The IRS determined that getting a forgivable loan that wasn’t taxed and then using that tax-free money to pay for expenses that you deducted on your taxes would be double-dipping. Many businesses also received a grant (advance) from the Economic Injury Disaster Loan (EIDL) program, and the IRS was mum on whether those funds would be taxed. Fortunately, this legislation fixes both of these problems.
  3. You may request more money from your first PPP loan
    If you’re one of the many small businesses that returned their PPP loan or that applied for less than they were entitled to receive in PPP funds the first time, you can now go back and request more funding.
  4. You may get the full $10,000 EIDL grant
    The EIDL grant is coming back, and qualifying businesses may indeed get the full $10,000 (minus any grant already received), even if they were turned down previously or were locked out because funds were exhausted.
  5. You may get a simplified forgiveness process for smaller PPP loans
    Many business owners were hoping for automatic forgiveness for smaller loans, but that didn’t happen. Thanks to this bill, there will be a new, simplified application for loans of $150,000 or less, including loans that have already been made but not forgiven.
Learn more

Our January Food Drive is Here!

The Maple/Morgan Park Food Pantry needs our help replenishing their shelves after the busy holiday season. All businesses are invited to participate in our food drive to collect needed items for the pantry.

If you would like to help in this effort, please download the flyer included in this email, add your business hours and display it in a prominent location. Place a box or receptacle in your business and encourage your customers to help fill it up! Email Erin at to let us know you are participating and we will collect the donations at the end of the month.
Get Flyer

Join UrbanMain’s Online Marketplace to Boost Your Winter Business

Through the MPBHBA’s partnership with UrbanMain, a program of the National Main Street Center, several of our local businesses are participating in an online marketplace through the end of February. Email Erin at if you would like your business added to the marketplace.
Learn more

Nicky’s of Beverly Opens at 105th and Western

Congratulations to Nicky's of Beverly on the grand opening of its new expanded location at 10500 S. Western Ave.! The new location reflects the work of local professionals, tradespeople, and artists who partnered with Nicky’s owner Paul Kostopanagiotou over the past year and a half. The bold design incorporates teal shipping containers and painted murals both indoors and out. One thing that hasn’t changed: the fresh offerings on Nicky’s menu. We wish Paul much success at his new location!
Read Beverly Review article
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