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Banking and payments services for the unbanked and underbanked
Intermedia’s 2018 Financial Inclusion Insights (FII) shows that the Jan Dhan Yojana scheme (PMJDY) scheme, facilitated by Aadhaar, has added over 300 million accounts in just a few years, raising the percentage of Indian adults with bank accounts to over 80%. Traditionally excluded groups, including women and the poorest households, benefited from account ownership increases of 30% and 40% respectively. 
Increasing usage of financial services by the recently banked
In terms of account ownership, India is now on par with China. But despite adding so many people into the financial services ecosystem, and narrowing gender and income gaps, usage remains a problem. Is the low account usage because many accounts are recently opened? If so are use rates likely to increase over time? What policies could increase account use and reach those who are still excluded? Is the solution to add infrastructure and build out agent networks? Is there still a need for differentiated banking structures such as payments banks?
Session 7: Financial Inclusion
In this session payments experts explore how India’s newly included citizens can be encouraged to engage with formal financial services and use them on a regular basis.
Digital Payments South Asia includes a focused technology exposition offering a limited number of opportunities for organisations providing payment services and solutions. Exhibitors will be able to demonstrate their payments services and acceptance solutions to financial institutions, payment schemes, e-payments companies and merchants from India, South Asia and Asia Pacific markets.
Click here to view the exhibition floorplan.

 Contact us & book your space! 
Abhijit Sengupta, Director, APSCA India at 
📧 abhijit@apsca.org or 📞 +91 98310 01116 / +91 98731 30155.
Mounisse Chadli, Business Development Manager, APSCA Asia Pacific at 
📧mounisse.chadli@apsca.org or 📞 +86 15618790417.

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