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The Asian payments industry is expecting that QR codes will redeem mobile payments at the point-of-sale and enable e-payments in new business segments. Financial institutions, fintechs, merchants and even transport operators are aiming to leverage the simplicity and flexibility of QR codes for off-line and online commerce. This excitement is being driven by the adoption and usage of mobile QR code payments in China that has created enormous digital commerce ecosystems. But can that success story be replicated in Asia Pacific?
Today every successful digital business seems to offer their customers a QR code-based mobile wallet. In some Asian markets the number of registered e-money issuers is now greater than the number of card-issuing banks. This competition can benefit customers (frequent discounts and cashbacks) but also creates fragmentation (multiple QR codes to scan, multiple apps to open, balances to maintain). How should the industry manage mobile payments fragmentation and how sustainable are non-stop incentives to customers and low or zero acceptance fees? These are just some of the questions that Session 3 at Digital Commerce Asia Pacific will explore.
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Contact us to showcase your solutions to banks, fintechs, payment networks and regulators in the Asian market!
Mounisse Chadli
Business Development Manager 
mounisse.chadli@apsca.org 
+86 15618790417

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